Direct Lending

Work with Luna Capital

Be part of building the economy. We look forward to hearing from you.

Our Direct Lending Deal Criteria:

Luna Capital Fund is a non-bank alternative lending source for private equity buyout opportunities. We focus on supporting buyouts of established, profitable companies that ordinarily will not meet bank underwriting standards because they are asset-light or do not have sufficient US-based employees to qualify for Small Business Administration funding. We focus on the middle market and what we think of as the “foundation market”, i.e., the small, profitable, vibrant businesses looking to continue to grow.

We provide flexible debt and lending solutions for high growth (e.g., e-commerce, software-as-a-service, SaaS) or high margin (e.g., insurance, industrial services) sectors. Our capital helps investors and buyout firms complete their mergers and acquisitions. Our lending team is continually focused on identifying investment opportunities and proactively managing credit risk, while creating lending solutions to the lower middle market segment that is markedly underserved. All direct loans will be priority senior liens and will contain warrants in addition to the effective interest rate.

Investment Criteria
  • Profitable companies with strong Executive Management.
  • Businesses that have been in operations for 24 months
  • Minimum EBITDA of $250,000
  • Minimum transaction size of $500,000
  • Target EBITDA multiple of 3X-5X
Use of Funds

Companies borrow from us for:

  • leveraged buyouts
  • acquisitions
  • growth initiatives
  • working capital and inventory
  • generational transitions